SMB capital readiness
Know what you can borrow before you ask.
Run your numbers first: borrowing power, debt-service coverage, and the checklist lenders actually read. Then, if you want, request a lender introduction — your numbers, your call.
Borrowing-power calculator → Loan-readiness checklist →Start with a clear next step.
Borrowing-power calculator
Revenue, margin and existing debt → an estimated borrowing range.
Open the tool → 02 / CALCULATORDSCR calculator
Net operating income ÷ debt service, with lender-threshold guidance.
Open the tool → 03 / CHECKLISTLoan-readiness checklist
The documents, credit and cash-flow items lenders ask for — track your progress.
Open the checklist →How this works
1. Run your numbers. The calculators are browser-side illustrations with visible formulas — they show what lenders look at, not what any lender will offer.
2. Check your readiness. The checklist walks through documents, credit standing, cash flow and collateral so nothing surprises you in underwriting.
3. Decide. If your numbers look ready, the optional lender-match request sends your summary for an introduction. Consent is explicit and revocable — see Privacy.
Ameti Capital is not a lender, broker, investment adviser or advisory service. Calculator output is illustrative arithmetic, not a credit decision, quote or recommendation. See Use & limitations.